Held · Bookmarked
0 · 0
portfolios · users
Avg position size
—
of holders' portfolios
13F filers
1
institution
Market cap
$2.9B
126M shares
52-week range
$20.11 – $39.38
20% from low
Sector
SERVICES-BUSINESS SERVICES, NEC
Exchange
NYSE
CS
Borrow rate
0.41%
Easy to borrow
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| 2017 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.87B | $235.8M | $301.8M | $395.5M | $497.0M | $614.5M | $871.7M | $1.20B |
| Cost of revenue | $1.16B | $161.3M | $209.1M | $274.1M | $347.3M | $432.1M | $633.6M | $900.2M |
| Gross profit | $713.1M | $74.4M | $92.6M | $121.4M | $149.7M | $182.3M | $238.2M | $296.3M |
| Gross margin | 38.1% | 31.6% | 30.7% | 30.7% | 30.1% | 29.7% | 27.3% | 24.8% |
| R&D | $211.6M | $17.9M | $24.5M | $34.1M | $41.2M | $44.2M | $51.3M | $61.5M |
| Operating income | $48.2M | $18.4M | $18.4M | $10.4M | −$3.0M | $18.1M | $44.9M | $75.5M |
| EBITDA | $32.5M | $24.4M | $26.5M | $23.7M | $8.1M | $55.7M | $90.4M | $126.3M |
| Net income | −$173.9M | $13.7M | $13.7M | $9.3M | −$513.0K | $22.3M | $44.2M | $66.9M |
| Net margin | -9.3% | 5.8% | 4.5% | 2.4% | -0.1% | 3.6% | 5.1% | 5.6% |
| EPS (diluted) | -1.56 | 0.08 | 0.07 | 0.06 | -0.00 | 0.18 | 0.35 | 0.52 |
Annual figures · source: Financial Modeling Prep
| Year | Est. revenue | Est. EPS | EPS range | # Analysts |
|---|---|---|---|---|
| 2026 | $1.4B | $0.83 | $0.69–$0.93 | 6 |
| 2027 | $1.7B | $1.02 | $0.90–$1.11 | 6 |
| 2028 | $2.0B | $1.32 | $1.21–$1.44 | 2 |
Forward consensus · source: Financial Modeling Prep
Paymentus Holdings Inc provides electronic bill presentment and payment services, enterprise customer communication and self-service revenue management to billers through a Software-as-a-Service (SaaS), secure, omni-channel technology platform. The platform integrates with a biller's financial and operational systems to provide secure and flexible processing of payments, including credit cards, debit cards, eChecks, and digital wallets, across multiple channels such as online, mobile, IVR, call centers, chatbots, and voice-based assistants. The company generates the majority of its revenue from payment transaction fees processed through its platform. Geographically, it derives the maximum revenue from the United States.
www.paymentus.comNo one on the platform currently holds PAY.
| Institution | Shares | Reported |
|---|---|---|
| Renaissance Technologiesas of 2026-03-31 | 83,097 | $2.1M |
No one on the platform has traded PAY yet.
| $3.9B |
| — |
| DAVEDave Inc. | $371.62 | +6.57% | $5.0B | — |
| GLOBGlobant S.A. | $30.08 | +0.17% | $1.3B | — |
Source: Financial Modeling Prep · peers by sector/industry
Click to see transaction details on SEC.gov. Form 4s cover trades by officers, directors, and 10%+ owners, due within 2 business days of the trade.
@jpcalm68 Don't forget $FLYW in that mix - they just came off a 30% organic growth qtr with rising margins and the stock has a lot more to give. Am decent size in $PAY too and $SOFI is on the list when I get through some work on consumer credit.
View on StockTwits ↗$PAY this business, this price, just scale position to the sky
View on StockTwits ↗https://www.marketbeat.com/earnings/reports/2026-6-11-paypoint-plc-payl-stock/ $PAY PayPoint Earnings Transcript
View on StockTwits ↗$PAY Very bullish here at these levels. I see right back to 24 dollars by next week.
View on StockTwits ↗$PAY zero marketing spend, clearly indicates these guys are doing something right, really right.
View on StockTwits ↗$PAY Bought back all the shares I sold 6 weeks ago plus the 25% extra shares on the drop. Reduced my cost basis and got to tax harvest. But the main thing is this is a superb little company, excellent sustainable top line growth, past its profitability inflection point, a definite moat, largely sheltered from economic downturns as it has focused on utilities and other recurring income streams. And because it has loads of data and is an AI native company has AI upside optionality. Tons of cash on the balance sheet, no debt, top shelf CEO. Buying this at a P/S ratio of 2 is an absolute no brainer for me.
View on StockTwits ↗$GPN $FLYW $PAY $BILL $V This is likely why the payments space got hit - chec out this from the SpaceX risk section of their S1, what a joke this market is becoming: Payment, banking, and other financial service-related activities may subject us to additional regulatory requirements, regulatory actions, and other risks that could be costly and difficult to comply with or that could harm our business.We plan to publicly launch the Money Product, which will offer payment, banking and other financial services functionalities, including enabling our users to purchase tangible, virtual, and digital goods from merchants and send money to other users, among other activities. These activities will subject us to a variety of laws and regulations in the United States, Europe, and elsewhere globally, including those governing anti-money laundering and counter-terrorism financing, money transmission, stored value, gift cards and other prepaid access instruments, electronic funds transfer
View on StockTwits ↗$PAY since the gap on earnings was sold, this is a never ending falling, new 52 weeks low.
View on StockTwits ↗$PAY Sold some diversified funds today to make this a decent position now. Stock down 8% probably because INTU was downgraded by GS. Market seems run by retail lately, as in it's all about 'mo' - we'll see how that fares over the summer....
View on StockTwits ↗$DVLT $DVLT tomorrow is the day 🍀🍀AssetRush × Zurich 2026🍀🍀💰💰🕵️♂️🕵️♂️🕵️♂️🕵️♂️🕵️♂️. Don’t miss it $PAY $PYPL $ZM $MLEC
View on StockTwits ↗$PAY Under the radar company that's a well oiled machine.
View on StockTwits ↗Recent $TICKER stream from stocktwits.com — refreshed every 5 minutes. Sentiment tags are self-reported by posters. Not investment advice.
Trading at 61.6× earnings vs its 64.6× historical median P/E.
Fair value ≈ $25.19 · price $24.01 today
Fair-value line = the stock's median historical P/E × earnings. Price below the orange line = cheap vs its own history; above = expensive. Not investment advice.