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OPFI
$9.42+$0.14 (+1.51%)live
Held by
0
portfolios on TandT
Bookmarked by
0
users
Avg position size
—
of holders' portfolios
13F filers
1
institution
Market cap
$792.4M
85M shares
52-week range
$7.36 – $14.97
27% from low
Sector
FINANCE SERVICES
Exchange
NYSE
CS
Price (6 mo)
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Change$-1.03
Valuation
Financials
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Click rows below (any statement) to add/remove series. Selection stays as you switch tabs.
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $54.4M | $107.3M | $291.0M | $350.6M | $452.9M | $508.9M | $526.0M | $597.0M |
| Cost of revenue | $0 | $0 | $44.2M | $89.2M | $95.1M | $107.4M | $105.2M | $29.3M |
| Gross profit | $54.4M | $107.3M | $246.8M | $261.4M | $357.7M | $401.5M | $420.8M | $567.7M |
| Gross margin | 100.0% | 100.0% | 84.8% | 74.6% | 79.0% | 78.9% | 80.0% | 95.1% |
| R&D | $4.9M | $8.4M | $0 | $0 | $0 | $0 | $21.2M | $0 |
| Operating income | $20.8M | $33.0M | $77.5M | $57.3M | −$6.3M | $46.4M | $94.5M | $193.2M |
| EBITDA | $2.4M | $4.3M | $103.5M | $100.5M | $244.8M | $290.5M | $308.6M | $200.7M |
| Net income | $9.7M | $33.0M | $77.5M | $25.6M | $7.1M | −$1.0M | $7.3M | $26.3M |
| Net margin | 17.9% | 30.8% | 26.6% | 7.3% | 1.6% | -0.2% | 1.4% | 4.4% |
| EPS (diluted) | — | 2.54 | 5.97 | 0.48 | 0.05 | -0.06 | 0.36 | 0.99 |
Annual figures · source: Financial Modeling Prep
Analyst estimates (consensus)
| Year | Est. revenue | Est. EPS | EPS range | # Analysts |
|---|---|---|---|---|
| 2026 | $657M | $1.79 | $1.73–$1.85 | 3 |
| 2027 | $790M | $2.19 | $2.16–$2.22 | 3 |
| 2028 | $1.0B | $2.91 | $2.81–$3.00 | 1 |
Forward consensus · source: Financial Modeling Prep
DCF fair valuemodel estimate
Intrinsic value
$29.44
Price
$9.42
Implied upside
+212%
Peer comparison
OppFi Inc.
OppFi Inc. is a tech-enabled, mission-driven specialty finance platform that broadens the reach of community banks to expand credit access for everyday Americans. It recognizes revenue from finance charges on installment and SalaryTap contracts using the interest method.
www.oppfi.com- Employees
- 410
- IPO / List date
- Jul 21, 2021
- HQ
- CHICAGO, IL
Held by traders on TradeandTell
No one on the platform currently holds OPFI.
Super investors & insiders
Institutions holding (13F)
| Institution | Shares | Reported |
|---|---|---|
| Renaissance Technologiesas of 2026-03-31 | 630,308 | $4.9M |
Insider activity (SEC Form 4)
Dividend history
TTM yield · 3.93% ($0.37/share)
| Ex-date | Per share | Pay date |
|---|---|---|
| 2025-04-08 | $0.2500 | 2025-04-18 |
| 2024-04-18 | $0.1200 | 2024-05-01 |
Recent trades on TradeandTell
No one on the platform has traded OPFI yet.
