MCBI

$22.78+$0.27 (+1.20%)prev close

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Avg position size

—

of holders' portfolios

13F filers

institutions

52-week range

$19.56 – $25.26

56% from low

Borrow rate

0.25%

Easy to borrow

Price (6 mo)

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Change$-7.97

Valuation

Trading at 16.0× earnings vs its 11.8× historical median P/E.

Fair value ≈ $16.71 · price $22.78 today

Overvalued · 36% above

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Fair-value line = the stock's median historical P/E × earnings. Price below the orange line = cheap vs its own history; above = expensive. Not investment advice.

Valuation

Financials

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Click rows below (any statement) to add/remove series. Selection stays as you switch tabs.

	2018	2019	2020	2021	2022	2023	2024	2025
Revenue	$37.5M	$43.8M	$46.7M	$50.1M	$59.9M	$33.0M	$36.1M	$95.2M
Cost of revenue	$9.8M	$11.9M	$16.3M	$1.3M	$12.9M	$50.5M	$58.8M	$53.6M
Gross profit	$27.7M	$31.9M	$30.4M	$48.8M	$47.0M	$33.0M	$36.1M	$41.2M
Gross margin	73.8%	72.9%	65.1%	97.5%	78.5%	100.0%	100.0%	43.3%
R&D	$0	$0	$0	$0	$0	$0	$0	$0
Operating income	$13.5M	$16.6M	$13.1M	$30.4M	$23.8M	$11.3M	$14.4M	$14.0M
EBITDA	$14.0M	$17.2M	$13.6M	$30.9M	$24.4M	$9.8M	$11.5M	$16.3M
Net income	$10.2M	$12.4M	$10.2M	$23.6M	$18.4M	$6.9M	$8.9M	$11.2M
Net margin	27.1%	28.2%	21.8%	47.2%	30.8%	20.9%	24.7%	11.8%
EPS (diluted)	1.66	1.96	1.62	3.78	2.96	1.11	1.42	1.78

Annual figures · source: Financial Modeling Prep

DCF fair valuemodel estimate

Intrinsic value

$2.86

Price

$22.78

Implied downside

-87%

Peer comparison

Symbol	Price	Today	Mkt cap	P/E
MCBIMountain Commerce Bancorp, Inc.	$22.78	+0.00%	$145M	—
BKGMBankGuam Holding Company	$10000.00	+0.00%	$182M	—
BMBNBenchmark Bankshares, Inc.	$41.00	+2.45%	$183M	—
FBIPFNB Bancorp, Inc.	$142.50	+0.00%	$229M	—
FOTBFirst Ottawa Bancshares, Inc.	$218.99

Held by traders on TradeandTell

No one on the platform currently holds MCBI.

Super investors & insiders

Institutions holding (13F)

No tracked institution reports a position in MCBI as of their last filing.

Insider activity (SEC Form 4)

No recent Form 4 filings on EDGAR — either no insider transactions reported recently or this isn't a SEC-registered issuer.

Insider activity (SEC Form 4)

Dividend history

TTM yield · 1.23% ($0.28/share)

Ex-date	Per share	Pay date
2026-02-02	$0.0700	2026-03-02
2025-11-03	$0.0700	2025-12-01
2025-08-04	$0.0700	2025-09-02
2025-05-05	$0.0700	2025-06-02
2025-02-03	$0.0500	2025-03-03
2024-11-04	$0.0500	2024-12-02
2024-08-05	$0.0500	2024-09-02
2024-05-03	$0.0500	2024-06-03
2024-02-02	$0.0800	2024-03-01
2023-11-03	$0.1600	2023-12-01

Recent trades on TradeandTell

No one on the platform has traded MCBI yet.

$MCBI chatter on StockTwits

SuperGreenToday@SuperGreenTodayFeb 13
$MCBI
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Open Outcrier@OpenOutcrierDec 8
$HOMB $MCBI Home BancShares to acquire Mountain Commerce Bancorp for $150.1 million - SI https://ooc.bz/l/86637
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Penke Investing@PenkeInvestingJul 24
I found you an Overbought RSI (Relative Strength Index) on the daily chart of Mountain Commerce Bancorp Inc. Is that bullish or bearish? $MCBI #MCBI #otcqx #tradingsignals #technicalanalysis
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StockTitan@Stock_TitanOct 23
$MCBI Mountain Commerce Bancorp, Inc. Announces Third Quarter 2023 Results And Quarterly Cash Dividend https://www.stocktitan.net/news/MCBI/mountain-commerce-bancorp-inc-announces-third-quarter-2023-results-tvg6vsueqkec.html
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StockTitan@Stock_TitanApr 24
$MCBI Mountain Commerce Bancorp, Inc. Announces First Quarter 2023 Results And Quarterly Cash Dividend https://www.stocktitan.net/news/MCBI/mountain-commerce-bancorp-inc-announces-first-quarter-2023-results-ozb696hu6zgs.html #dividends
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StockTitan@Stock_TitanApr 17
$MCBI Mountain Commerce Bank celebrates Topping Out at its Johnson City Financial Center Project https://www.stocktitan.net/news/MCBI/mountain-commerce-bank-celebrates-topping-out-at-its-johnson-city-nhliuaok4t14.html
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StockTitan@Stock_TitanJan 23
$MCBI Mountain Commerce Bancorp, Inc. Announces Fourth Quarter 2022 Results And Quarterly Cash Dividend https://www.stocktitan.net/news/MCBI/mountain-commerce-bancorp-inc-announces-fourth-quarter-2022-results-egsgfyb3isqf.html #dividends
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@newsfilterio@NewsfilterJan 23
$MCBI Mountain Commerce Bancorp Announces Fourth Quarter 2022 Results And Quarterly Cash Dividend https://newsfilter.io/a/a31dff1d8bcf6da9d23dbba21cf83399
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FlashAlert_me@flaNov 22
$MCBI [15s. delayed]: Issued Press Release on November 22, 09:00:00: Mountain Commerce Bank (MCB) Breaks Ground in Johnson City for State- https://s.flashalert.me/cqTpVH
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StockTitan@Stock_TitanNov 22
$MCBI Mountain Commerce Bank (MCB) Breaks Ground in Johnson City for State-of-the-Art Financial Center https://www.stocktitan.net/news/MCBI/mountain-commerce-bank-mcb-breaks-ground-in-johnson-city-for-state-rkqt56t1x1ng.html
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@newsfilterio@NewsfilterNov 22
$MCBI Mountain Commerce Bank Breaks Ground in Johnson City for State-of-the-Art Financial Center https://newsfilter.io/a/6607680fed54cad2b837d529b827aab0
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MarketBeat.com@MarketBeatOct 29
Mountain Commerce Bancorp announces dividend of $0.16. Payable on 12/1/2022. 2.36% Yield. https://www.marketbeat.com/d/184976 $MCBI
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StockTitan@Stock_TitanOct 24
$MCBI Mountain Commerce Bancorp, Inc. Announces Third Quarter 2022 Results And Increase in Quarterly Cash Dividend https://www.stocktitan.net/news/MCBI/mountain-commerce-bancorp-inc-announces-third-quarter-2022-results-p7xgexlnxxda.html #dividends
View on StockTwits ↗
@newsfilterio@NewsfilterOct 24
$MCBI Mountain Commerce Bancorp Announces Third Quarter 2022 Results And Increase in Quarterly Cash Dividend https://newsfilter.io/a/04c81666ced3f0a25b4b6cbc3cf47a52
View on StockTwits ↗
@newsfilterio@NewsfilterSep 6
$MCBI Mountain Commerce Bank Plans Grand Opening for its First Nashville Area Location in Brentwood https://newsfilter.io/a/becdee1909d97399d3a785e084fcbe58
View on StockTwits ↗