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LOB
$41.02-$0.38 (-0.92%)live
Held by
0
portfolios on TandT
Bookmarked by
0
users
Avg position size
—
of holders' portfolios
13F filers
1
institution
Market cap
$1.9B
46M shares
52-week range
$29.36 – $42.89
86% from low
Sector
STATE COMMERCIAL BANKS
Exchange
NYSE
CS
Price (6 mo)
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Change$-17.98
Valuation
Financials
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Click rows below (any statement) to add/remove series. Selection stays as you switch tabs.
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $253.3M | $289.5M | $378.3M | $506.4M | $508.8M | $776.6M | $929.3M | $1.04B |
| Cost of revenue | $60.2M | $103.1M | $134.3M | $79.6M | $157.9M | $394.3M | $532.7M | $538.2M |
| Gross profit | $193.2M | $186.4M | $244.0M | $426.8M | $350.9M | $382.3M | $396.6M | $503.0M |
| Gross margin | 76.3% | 64.4% | 64.5% | 84.3% | 69.0% | 49.2% | 42.7% | 48.3% |
| R&D | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating income | $46.0M | $23.5M | $47.4M | $210.8M | $210.3M | $82.8M | $89.2M | $161.0M |
| EBITDA | $62.4M | $43.4M | $69.1M | $232.2M | $231.1M | $104.1M | $112.5M | $185.1M |
| Net income | $51.4M | $18.0M | $59.5M | $167.0M | $176.2M | $73.9M | $77.5M | $103.8M |
| Net margin | 20.3% | 6.2% | 15.7% | 33.0% | 34.6% | 9.5% | 8.3% | 10.0% |
| EPS (diluted) | 1.24 | 0.44 | 1.43 | 3.71 | 3.92 | 1.64 | 1.69 | 2.22 |
Annual figures · source: Financial Modeling Prep
Analyst estimates (consensus)
| Year | Est. revenue | Est. EPS | EPS range | # Analysts |
|---|---|---|---|---|
| 2026 | $640M | $3.06 | $2.95–$3.16 | 3 |
| 2027 | $745M | $4.13 | $3.88–$4.38 | 4 |
Forward consensus · source: Financial Modeling Prep
DCF fair valuemodel estimate
Intrinsic value
$42.08
Price
$41.02
Implied upside
+3%
Peer comparison
Live Oak Bancshares, Inc.
Live Oak Bancshares Inc operates as the bank holding company for the Live Oak Banking Company. The company specializes in lending and deposit-related services to small businesses nationwide. The company identifies and extends lending to credit-worthy borrowers both within specific industries, also called verticals, through expertise within those industries, and more broadly to select borrowers outside of those industries. A portion of the loans originated by the Bank are partially guaranteed by the Small Business Administration under the 7(a) Loan Program and the U.S. Department of Agriculture Rural Energy for America Program, Water and Environmental Program, Business and Industry and Community Facilities loan programs.
www.liveoakbank.com- Employees
- 1,040
- IPO / List date
- Jul 23, 2015
- HQ
- WILMINGTON, NC
Held by traders on TradeandTell
No one on the platform currently holds LOB.
Super investors & insiders
Institutions holding (13F)
| Institution | Shares | Reported |
|---|---|---|
| Renaissance Technologiesas of 2025-03-31 | 52,400 | $1.4M |
Insider activity (SEC Form 4)
Dividend history
TTM yield · 0.29% ($0.12/share)
| Ex-date | Per share | Pay date |
|---|---|---|
| 2026-06-02 | $0.0300 | 2026-06-15 |
| 2026-03-05 | $0.0300 | 2026-03-15 |
| 2025-12-02 | $0.0300 | 2025-12-15 |
| 2025-09-02 | $0.0300 | 2025-09-15 |
| 2025-06-03 | $0.0300 | 2025-06-17 |
| 2025-02-25 | $0.0300 | 2025-03-11 |
| 2024-12-02 | $0.0300 | 2024-12-16 |
| 2024-09-03 | $0.0300 | 2024-09-17 |
| 2024-06-04 | $0.0300 | 2024-06-18 |
| 2024-02-26 | $0.0300 | 2024-03-12 |
Recent trades on TradeandTell
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