$OPRT 👀 Up almost 25% after earnings beat and still way undervalued! 💥
$UPST $PGY $OPFI $LC
https://finance.yahoo.com/markets/stocks/articles/oportun-financial-corporation-oprt-q2-003516649.html
$PGY 💪🏼 Stock Price should be $50+
Crazy undervalued and a steal here!
$UPST $LC $RKT $OPRT
https://finance.yahoo.com/markets/stocks/articles/pagaya-technologies-ltd-pgy-q2-210305949.html
$LC Q2 '26 Earnings Results & Recap
• Reported GAAP EPS of $0.50 up 51.52% YoY
• Reported revenue of $262.86M up 5.80% YoY
• Happen, Inc. expects loan originations of $3.20B to $3.35B and diluted EPS of $0.43 to $0.48 for the third quarter of 2026, with full-year 2026 guidance provided accordingly.
$LC $HAPN
resting limit buy order at 18 filled too. wow. 🤔
bond market is signaling higher long term rates.
concurrently, the consumer is weaker. look at retail spending.
traditional finance finds itself in a pickle.
$LC resting limit buy order filled. have another order at lower and ultimately at 16.50 to 17 range.
Q1 metrics:
a) posted 342% jump in net income, and b) 31% surge in loan originations.
rest easy, comrades. there may still be a rate cut in the cards in ‘26. and if not, then we chill n wait till ‘27
$LC i have sent the below 4 questions
3. Capital Allocation
With the company now demonstrating sustained profitability and a solid balance sheet, how does the Board prioritize the deployment of excess capital? Should investors expect shareholder-friendly initiatives such as a dividend, or will available capital continue to be directed toward reinvestment and other value-creating opportunities?
4. Growth Outlook
Happen Bank has earned a reputation for disciplined execution. Is the company still waiting for stronger macroeconomic tailwinds to propel the next stage of performance, or does management believe the current environment supports taking a more assertive approach to scaling the business and capturing market share?
$LC i have sent the below 4 questions for earnings call
1. Product Innovation
Does Happen Bank have plans to introduce new lending solutions, such as a Buy Now, Pay Later (BNPL) offering, or other innovative financial services that would broaden its platform and appeal to a wider customer base?
2. M&A and Strategic Expansion
Is management evaluating acquisitions or strategic partnerships that could meaningfully strengthen the franchise by adding complementary capabilities, expanding market presence, or bringing in a significant number of new members?
