FIV.DE

Fiserv, Inc., through its subsidiaries, delivers a comprehensive suite of payment and financial technology solutions across the globe. Its operations are segmented into three key areas: Acceptance, Fintech, and Payments. The Acceptance division empowers businesses to process transactions, encompassing point-of-sale merchant acquisition, digital and mobile commerce capabilities, and robust security and fraud prevention tools. Noteworthy offerings include Carat, an omnichannel solution, and Clover, a versatile cloud-based platform for POS and business management, alongside Clover Connect for independent software vendors. Distribution for this segment leverages a multi-channel approach, utilizing direct sales teams, strategic alliances with agent sales forces, independent software vendors (ISVs), financial institutions, and other key partners. The Fintech segment caters to financial institutions by facilitating the management of customer deposit and loan accounts, general ledgers, and central information files. It also delivers services such as digital banking platforms, financial and risk management solutions, professional consulting, and item processing with source capture capabilities. Finally, the Payments segment handles a wide array of card-based transactions, including processing for debit, credit, and prepaid cards, augmented by security measures, card manufacturing, and printing services, as well as network infrastructure. Beyond cards, it provides non-card digital payment solutions like bill payment, account-to-account transfers, person-to-person (P2P) payments, and electronic billing, all fortified with security and fraud protection features. Its diverse clientele includes businesses, banks, credit unions, various other financial institutions, merchants, and corporate entities. Established in 1984, Fiserv maintains its headquarters in Brookfield, Wisconsin.