Held by
0
portfolios on TandT
Bookmarked by
0
users
Avg position size
—
of holders' portfolios
13F filers
1
institution
Sector
Financial - Credit Services
P/S (TTM)
2.3
EV / FCF (TTM)
6.3
Based in Riverwoods, Illinois, and founded in 1960, Discover Financial Services offers a comprehensive suite of digital banking and payment solutions throughout the United States. Its operations are organized into two primary divisions: Digital Banking and Payment Services. The Digital Banking segment caters to individuals with Discover-branded credit cards, various consumer loan products including private student, personal, and home loans, and a direct-to-consumer deposit portfolio featuring savings, certificates of deposit (CDs), money market, checking, and sweep accounts, alongside specialized IRA deposit options. The Payment Services segment is responsible for operating the PULSE network, which supports automated teller machines, debit transactions, and electronic funds transfers. It also oversees Diners Club International, a global payments network involved in issuing branded charge cards and facilitating card acceptance. Furthermore, this segment provides essential payment transaction processing and settlement services.
www.discover.comNo one on the platform currently holds DFS.
| Institution | Shares | Reported |
|---|---|---|
| Renaissance Technologiesas of 2025-03-31 | 297,236 | $50.7M |
| Ex-date | Per share | Pay date |
|---|---|---|
| 2025-02-20 | $0.7000 | 2025-03-06 |
| 2024-11-21 | $0.7000 | 2024-12-05 |
| 2024-08-22 | $0.7000 | 2024-09-05 |
| 2024-05-22 | $0.7000 | 2024-06-06 |
| 2024-02-21 | $0.7000 | 2024-03-07 |
| 2023-11-21 | $0.7000 | 2023-12-07 |
No one on the platform has traded DFS yet.
No recent Form 4 filings on EDGAR — either no insider transactions reported recently or this isn't a SEC-registered issuer.
Consensus-seeded revenue, margins, and exit multiples. This is a scenario tool, not investment advice.
Consensus does not cover every selected forecast year. Later assumptions are extrapolated from available analyst estimates.
| Metric | Historical average | My assumptions | ||||
|---|---|---|---|---|---|---|
| 1 year | 5 years | 10 years | Low | Mid | High | |
| ROIC % | 51.3% | 24.2% | 18.6% | — | — | — |
| Rev. Growth % | 12.2% | 11.8% | ||||
| Profit Margin % | 22.7% | 25.3% | 25.1% | |||
| Free Cash Flow Margin % | 40.7% | 48.1% | 47.7% | |||
| Exit P/E | — | — | — | |||
| Exit P/FCF | — | — | — | |||
| Desired Annual Return % | — | — | — | |||
At today's price, your expected annual return is -2.1% on the P/E track.
At today's price, your expected annual return is +3.0% on the P/E track.
At today's price, your expected annual return is +7.8% on the P/E track.
| Year | Est. revenue | Growth | Est. EPS | EPS range | Fwd P/E | # Analysts |
|---|---|---|---|---|---|---|
| 2026 | $18.1B | +3.6% | $15.89 | $14.66–$18.94 | 12.6× | 12 |
| 2027 | $18.8B | +4.1% | $17.88 | $16.96–$19.05 | 11.2× | 5 |
Forward consensus · growth is YoY vs the prior fiscal-year estimate · Fwd P/E at the current price · source: Financial Modeling Prep
Beat consensus in 4 of the last 8 reported quarters
| Reported | Est. EPS | Actual | Surprise |
|---|---|---|---|
| 2025-04-23 | $3.37 | $4.25 | +26.1% |
| 2025-01-22 | $3.61 | $5.11 | +41.6% |
| 2024-10-16 | $3.42 | $3.69 | +7.9% |
| 2024-07-17 | $3.07 | $6.06 | +97.4% |
| 2024-04-17 | $2.95 | $1.10 | -62.7% |
| 2024-01-17 | $2.50 | $1.54 | -38.4% |
| 2023-10-18 | $3.19 | $2.59 | -18.8% |
| 2023-07-19 | $3.67 | $3.54 | -3.5% |
| $66.2B |
| — |
| CCitigroup Inc. | $136.19 | +0.01% | $233.6B | — |
| GSThe Goldman Sachs Group, Inc. | $976.67 | -1.19% | $288.1B | — |
Source: Financial Modeling Prep · peers by sector/industry
$DFS Price Cross above Supertrend with MACD Bullish Crossover.
View on StockTwits ↗$DFS Price Cross above supertrend and MACD bullish crossover with good volume.
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$COF set to report Q4 results — can its credit card strength offset rising expenses? 💳 📈 Q4 revenues projected to rise 50.3% YoY, driven by solid credit card business and the acquisition of $DFS. ⚠️ However, earnings estimate revised down by 2.2% in the past week, with expenses likely to weigh on results. Discover the full investment picture here 👉 https://www.zacks.com/stock/news/2819025/is-capital-one-stock-worth-owning-ahead-of-q4-earnings?cid=sm-stocktwits-2-2819025-body-29345&ADID=SYND_STOCKTWITS_TWEET_2_2819025_BODY_29345
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$AXP Reacts To Political Pressure On Credit Card Rates ⚖️ $V $MA $DFS $COF
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$COF $DFS $SYF APR IS BASED ON CREDIT SCORE RIGHT. WHAT ARE THE POOR GOING TO DO WHEN THEIR CARDS GET CANCELLED? COMMIT (MORE) CRIME? THOUGHTS?
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PickAlpha Weekend : Trump said he wants a one-year cap on credit-card APR at 10%, effective Jan. 20, framing it as an affordability move - but he didn’t lay out the enforcement mechanism or legal path. The push lands as the White House leans harder into cost-of-living politics ahead of the midterms, and even Bernie Sanders jumped in to claim Trump hasn’t delivered on the idea before. Industry groups warn a hard cap could reduce access to card credit. Tickers: $AXP $COF $DFS Our view is this is a regulatory headline risk trade until there’s a credible implementation route: the market will price (1) probability of a binding cap and (2) the “credit availability” second-order effect. If a real cap starts to look enforceable, it’s a direct hit to revolving yield economics (especially subprime-heavy), and lenders shift to fees/tighter underwriting; if it stays rhetorical, the move fades but the policy overhang raises the political risk premium into 2026.
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$COF sold everything at $250, Thanks $DFS fun 5 years
View on StockTwits ↗$DFS This is a technical setup: price crossing above Supertrend and a bullish MACD crossover near the zero line.
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$NNI $SLM $SOFT.X $DFS $ALLY More Than 9 Million U.S. Borrowers Miss Student Loan Payments as Delinquencies Surge – FT That number is growing. More than 9 million U.S. student loan borrowers have missed at least one payment this year as delinquencies climb sharply across the $1.7 trillion market. The increase follows the end of pandemic-era forbearance and the resumption of required payments.
View on StockTwits ↗Recent $TICKER stream from stocktwits.com — refreshed every 5 minutes. Sentiment tags are self-reported by posters. Not investment advice.