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CZNC
$23.37-$0.12 (-0.51%)live
Held by
0
portfolios on TandT
Bookmarked by
0
users
Avg position size
—
of holders' portfolios
13F filers
1
institution
Market cap
$420.9M
18M shares
52-week range
$18.16 – $24.12
87% from low
Sector
STATE COMMERCIAL BANKS
Exchange
NASDAQ
CS
Price (6 mo)
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Change$-1.13
Valuation
Financials
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Click rows below (any statement) to add/remove series. Selection stays as you switch tabs.
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $69.7M | $83.0M | $100.4M | $108.9M | $115.5M | $136.2M | $155.5M | $154.2M |
| Cost of revenue | $5.2M | $11.1M | $13.5M | $10.2M | $16.8M | $33.3M | $51.2M | $53.4M |
| Gross profit | $64.4M | $71.8M | $86.9M | $98.7M | $98.7M | $102.9M | $104.3M | $100.8M |
| Gross margin | 92.5% | 86.6% | 86.6% | 90.6% | 85.5% | 75.6% | 67.1% | 65.3% |
| R&D | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating income | $26.3M | $23.4M | $23.2M | $37.7M | $32.4M | $30.5M | $31.9M | $28.6M |
| EBITDA | $28.0M | $25.2M | $25.2M | $39.8M | $34.7M | $32.6M | $34.1M | $31.0M |
| Net income | $22.0M | $19.5M | $19.2M | $30.6M | $26.6M | $24.1M | $26.0M | $23.4M |
| Net margin | 31.6% | 23.5% | 19.1% | 28.0% | 23.1% | 17.7% | 16.7% | 15.2% |
| EPS (diluted) | 1.80 | 1.46 | 1.29 | 1.92 | 1.71 | 1.57 | 1.69 | 1.46 |
Annual figures · source: Financial Modeling Prep
Analyst estimates (consensus)
| Year | Est. revenue | Est. EPS | EPS range | # Analysts |
|---|---|---|---|---|
| 2026 | $147M | $1.97 | $1.97–$1.97 | 1 |
| 2027 | $154M | $2.70 | $2.70–$2.70 | 1 |
Forward consensus · source: Financial Modeling Prep
DCF fair valuemodel estimate
Intrinsic value
$12.10
Price
$23.37
Implied downside
-48%
Peer comparison
Citizens & Northern Corporation
Citizens & Northern Corp is a community bank operating through its subsidiaries. It provides banking services, including deposit and loan products for personal and commercial customers. The bank also maintains a trust division that provides a wide range of financial services, such as 401(k) plans, retirement planning, estate planning, estate settlements and asset management.
www.cnbankpa.com- Employees
- 460
- IPO / List date
- Mar 16, 1994
- HQ
- WELLSBORO, PA
Held by traders on TradeandTell
No one on the platform currently holds CZNC.
Super investors & insiders
Institutions holding (13F)
| Institution | Shares | Reported |
|---|---|---|
| Renaissance Technologiesas of 2026-03-31 | 53,441 | $1.2M |
Insider activity (SEC Form 4)
Dividend history
TTM yield · 4.79% ($1.12/share)
| Ex-date | Per share | Pay date |
|---|---|---|
| 2026-05-04 | $0.2800 | 2026-05-15 |
| 2026-02-02 | $0.2800 | 2026-02-13 |
| 2025-11-03 | $0.2800 | 2025-11-14 |
| 2025-08-04 | $0.2800 | 2025-08-15 |
| 2025-05-02 | $0.2800 | 2025-05-15 |
| 2025-02-03 | $0.2800 | 2025-02-14 |
| 2024-10-28 | $0.2800 | 2024-11-08 |
| 2024-07-29 | $0.2800 | 2024-08-09 |
| 2024-05-03 | $0.2800 | 2024-05-17 |
| 2024-01-26 | $0.2800 | 2024-02-09 |
Recent trades on TradeandTell
No one on the platform has traded CZNC yet.
