Held by
0
portfolios on TandT
Bookmarked by
0
users
Avg position size
—
of holders' portfolios
13F filers
1
institution
Market cap
$420.9M
18M shares
52-week range
$18.16 – $24.12
87% from low
Sector
STATE COMMERCIAL BANKS
Exchange
NASDAQ
CS
Click rows below (any statement) to add/remove series. Selection stays as you switch tabs.
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $69.7M | $83.0M | $100.4M | $108.9M | $115.5M | $136.2M | $155.5M | $154.2M |
| Cost of revenue | $5.2M | $11.1M | $13.5M | $10.2M | $16.8M | $33.3M | $51.2M | $53.4M |
| Gross profit | $64.4M | $71.8M | $86.9M | $98.7M | $98.7M | $102.9M | $104.3M | $100.8M |
| Gross margin | 92.5% | 86.6% | 86.6% | 90.6% | 85.5% | 75.6% | 67.1% | 65.3% |
| R&D | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating income | $26.3M | $23.4M | $23.2M | $37.7M | $32.4M | $30.5M | $31.9M | $28.6M |
| EBITDA | $28.0M | $25.2M | $25.2M | $39.8M | $34.7M | $32.6M | $34.1M | $31.0M |
| Net income | $22.0M | $19.5M | $19.2M | $30.6M | $26.6M | $24.1M | $26.0M | $23.4M |
| Net margin | 31.6% | 23.5% | 19.1% | 28.0% | 23.1% | 17.7% | 16.7% | 15.2% |
| EPS (diluted) | 1.80 | 1.46 | 1.29 | 1.92 | 1.71 | 1.57 | 1.69 | 1.46 |
Annual figures · source: Financial Modeling Prep
| Year | Est. revenue | Est. EPS | EPS range | # Analysts |
|---|---|---|---|---|
| 2026 | $147M | $1.97 | $1.97–$1.97 | 1 |
| 2027 | $154M | $2.70 | $2.70–$2.70 | 1 |
Forward consensus · source: Financial Modeling Prep
Citizens & Northern Corp is a community bank operating through its subsidiaries. It provides banking services, including deposit and loan products for personal and commercial customers. The bank also maintains a trust division that provides a wide range of financial services, such as 401(k) plans, retirement planning, estate planning, estate settlements and asset management.
www.cnbankpa.comNo one on the platform currently holds CZNC.
| Institution | Shares | Reported |
|---|---|---|
| Renaissance Technologiesas of 2026-03-31 | 53,441 | $1.2M |
| Ex-date | Per share | Pay date |
|---|---|---|
| 2026-05-04 | $0.2800 | 2026-05-15 |
| 2026-02-02 | $0.2800 | 2026-02-13 |
| 2025-11-03 | $0.2800 | 2025-11-14 |
| 2025-08-04 | $0.2800 | 2025-08-15 |
| 2025-05-02 | $0.2800 | 2025-05-15 |
| 2025-02-03 | $0.2800 | 2025-02-14 |
| 2024-10-28 | $0.2800 | 2024-11-08 |
| 2024-07-29 | $0.2800 | 2024-08-09 |
| 2024-05-03 | $0.2800 | 2024-05-17 |
| 2024-01-26 | $0.2800 | 2024-02-09 |
No one on the platform has traded CZNC yet.
| $394M |
| — |
| FSBWFS Bancorp, Inc. | $43.16 | -0.14% | $320M | — |
| ISBAIsabella Bank Corporation | $40.77 | +1.54% | $299M | — |
Source: Financial Modeling Prep · peers by sector/industry
| 2023-10-27 |
| $0.2800 |
| 2023-11-10 |
| 2023-07-28 | $0.2800 | 2023-08-11 |
| Execution date | Ratio |
|---|---|
| 2006-12-28 | 1.01-for-1 |
| 2005-12-27 | 1.01-for-1 |
| 2004-12-28 | 101-for-100 |
| 2003-04-22 | 5-for-2 |
Trading at 13.4× earnings vs its 13.3× historical median P/E.
Fair value ≈ $23.19 · price $23.37 today
Fair-value line = the stock's median historical P/E × earnings. Price below the orange line = cheap vs its own history; above = expensive. Not investment advice.
$CZNC Share Price: $23.20 Contract Selected: Dec 18, 2026 $25 Calls Buy Zone: $0.68 – $0.84 Target Zone: $1.23 – $1.50 Potential Upside: 70% ROI Time to Expiration: 240 Days | Updates via https://fxcapta.com/stockinfo/
View on StockTwits ↗$CZNC Share Price: $22.36 Contract Selected: Sep 18, 2026 $25 Calls Buy Zone: $0.54 – $0.66 Target Zone: $0.89 – $1.09 Potential Upside: 58% ROI Time to Expiration: 169 Days | Updates via https://fxcapta.com/stockinfo/
View on StockTwits ↗$CZNC Share Price: $23.86 Contract Selected: Sep 18, 2026 $25 Calls Buy Zone: $0.77 – $0.95 Target Zone: $1.22 – $1.49 Potential Upside: 50% ROI Time to Expiration: 207 Days | Updates via https://fxcapta.com/stockinfo/
View on StockTwits ↗$CZNC Current Stock Price: $23.53 Contracts to trade: $22.5 CZNC Feb 20 2026 Call Entry: $1.22 Exit: $2.37 ROI: 95% Hold ~20 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
View on StockTwits ↗Current Report: Citizens & Northern Corp. $CZNC https://talkmarkets.com/content/stocks--equities/current-report-citizens--northern-corp?post=554373
View on StockTwits ↗Current Report: Citizens & Northern $CZNC https://talkmarkets.com/content/stocks--equities/current-report-citizens--northern?post=548582
View on StockTwits ↗$CZNC Share Price: $21.47 Contract Selected: Jun 18, 2026 $20 Calls Buy Zone: $1.06 – $1.30 Target Zone: $1.86 – $2.27 Potential Upside: 66% ROI Time to Expiration: 187 Days | Updates via https://fxcapta.com/stockinfo/
View on StockTwits ↗Piper Sandler has adjusted their stance on Citizens & Northern ( $CZNC ), setting the rating to Neutral with a target price of 21 → 22.
View on StockTwits ↗$CZNC Regional bank stability. Dividend yield support. Trading below tangible book value. Interest rate beneficiary.
View on StockTwits ↗$CZNC Brilliant piece that captures CZNC's situation perfectly. So if you want to update your understanding of CZNC or get to know CZNC better, this is essential reading. https://beyondspx.com/quote/CZNC/cznc-banking-on-acquisition-fueled-expansion-and-solid-q1-performance#analysis
View on StockTwits ↗$CZNC Citizens & Northern Corporation is a Pennsylvania bank with limited growth prospects
View on StockTwits ↗$V $MA $LC $CZNC https://www.forbes.com/sites/joelshulman/2025/08/12/cpi-jobs-report-leave-fed-little-choice-but-to-cut-rates/
View on StockTwits ↗Recent $TICKER stream from stocktwits.com — refreshed every 5 minutes. Sentiment tags are self-reported by posters. Not investment advice.
Click to see transaction details on SEC.gov. Form 4s cover trades by officers, directors, and 10%+ owners, due within 2 business days of the trade.