CENTRALBK.BO

Central Bank of India functions as a commercial banking entity within India, providing a comprehensive array of financial products and services. Its offerings include various deposit schemes such as savings, current, time, fixed, and recurring accounts, alongside small saving instruments. The bank extends a wide range of credit facilities, including housing, vehicle, property, personal, senior citizen, education, and agricultural loans, as well as financing for micro, small, and medium enterprises. Additionally, it issues credit, debit, and prepaid/gift cards, and offers services like cash management, mutual funds, depository facilities, and both mobile and internet banking, complemented by an extensive ATM network. For corporate clients, the bank provides diverse lending solutions, encompassing project finance, infrastructure funding (including for infrastructure investment trusts), short-term corporate loans, advances, working capital facilities, lines of credit, export finance, foreign currency loans, bill purchase/discount/negotiation, and various non-fund based facilities. Beyond core banking, Central Bank of India distributes a broad spectrum of insurance products, covering life (e.g., unit linked, whole life, children, money back, endowment, pension), general (e.g., health, property, personal, fire, burglary, engineering, motor, package, travel, group), and health insurance, in addition to protection and retirement solutions. The bank operates through a widespread network comprising branches, ATMs, satellite offices, and an extension counter. Furthermore, it has established a strategic co-lending partnership with IIFL Home Finance Limited to jointly offer SME LAP loan products, specifically targeting MSME borrowers within the priority sector. Established in 1911, Central Bank of India maintains its headquarters in Mumbai, India.