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CBU
$66.59-$0.86 (-1.27%)live
Held · Bookmarked
0 · 0
portfolios · users
Avg position size
—
of holders' portfolios
13F filers
1
institution
Market cap
$3.5B
53M shares
52-week range
$51.12 – $68.58
89% from low
Sector
NATIONAL COMMERCIAL BANKS
Exchange
NYSE
CS
Borrow rate
0.29%
Easy to borrow
Price (6 mo)
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Change$-9.04
Valuation
Financials
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Click rows below (any statement) to add/remove series. Selection stays as you switch tabs.
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $587.1M | $616.3M | $617.3M | $633.7M | $702.5M | $756.0M | $940.7M | $1.01B |
| Cost of revenue | $28.5M | $35.0M | $35.1M | $4.2M | $37.9M | $115.3M | $217.2M | $214.1M |
| Gross profit | $558.6M | $581.4M | $582.2M | $629.5M | $664.6M | $640.7M | $723.5M | $796.9M |
| Gross margin | 95.1% | 94.3% | 94.3% | 99.3% | 94.6% | 84.7% | 76.9% | 78.8% |
| R&D | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating income | $213.0M | $209.3M | $206.1M | $241.3M | $240.3M | $168.2M | $236.7M | $275.4M |
| EBITDA | $247.3M | $241.6M | $236.7M | $271.5M | $270.7M | $196.6M | $265.4M | $305.6M |
| Net income | $168.6M | $169.1M | $164.7M | $189.7M | $188.1M | $131.9M | $182.5M | $210.5M |
| Net margin | 28.7% | 27.4% | 26.7% | 29.9% | 26.8% | 17.5% | 19.4% | 20.8% |
| EPS (diluted) | 3.26 | 3.23 | 3.08 | 3.48 | 3.46 | 2.45 | 3.44 | 3.97 |
Annual figures · source: Financial Modeling Prep
Analyst estimates (consensus)
| Year | Est. revenue | Est. EPS | EPS range | # Analysts |
|---|---|---|---|---|
| 2026 | $898M | $4.79 | $4.60–$4.89 | 5 |
| 2027 | $967M | $5.38 | $5.00–$5.61 | 5 |
Forward consensus · source: Financial Modeling Prep
DCF fair valuemodel estimate
Intrinsic value
$83.61
Price
$66.58
Implied upside
+26%
Peer comparison
Community Financial System, Inc.
Community Financial System Inc is a diversified financial services company providing a broad array of banking and other financial services to retail, commercial, institutional, and governmental customers. The Company also offers comprehensive financial planning, trust administration, and wealth management services through its Community Bank Wealth Management operating unit. It has four reportable operating business segments: Banking and Corporate, Employee Benefit Services, Insurance Services, and Wealth Management Services. The group generates the majority of its revenue from the Banking and Corporate segment.
www.communityfinancialsystem.com- Employees
- 3,001
- IPO / List date
- Jul 18, 1984
- HQ
- SYRACUSE, NY
Held by traders on TradeandTell
No one on the platform currently holds CBU.
Super investors & insiders
Institutions holding (13F)
| Institution | Shares | Reported |
|---|---|---|
| Renaissance Technologiesas of 2025-06-30 | 6,708 | $381.5K |
Insider activity (SEC Form 4)
Dividend history
TTM yield · 2.82% ($1.88/share)
| Ex-date | Per share | Pay date |
|---|---|---|
| 2026-06-15 | $0.4700 | 2026-07-10 |
| 2026-03-16 | $0.4700 | 2026-04-10 |
| 2025-12-12 | $0.4700 | 2026-01-12 |
| 2025-09-12 | $0.4700 | 2025-10-10 |
| 2025-06-13 | $0.4600 | 2025-07-10 |
| 2025-03-14 | $0.4600 | 2025-04-10 |
| 2024-12-13 | $0.4600 | 2025-01-10 |
| 2024-09-13 | $0.4600 | 2024-10-10 |
| 2024-06-14 | $0.4500 | 2024-07-10 |
| 2024-03-14 | $0.4500 | 2024-04-10 |
Recent trades on TradeandTell
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