/
CACC
$638.23+$9.37 (+1.49%)live
Held · Bookmarked
0 · 0
portfolios · users
Avg position size
—
of holders' portfolios
13F filers
2
institutions
Market cap
$6.6B
10M shares
52-week range
$401.90 – $640.30
99% from low
Sector
PERSONAL CREDIT INSTITUTIONS
Exchange
NASDAQ
CS
Borrow rate
0.68%
Easy to borrow
Price (6 mo)
Loading chart…
Change+$184.12
Valuation
Financials
Loading chart…
Click rows below (any statement) to add/remove series. Selection stays as you switch tabs.
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.28B | $1.48B | $1.67B | $1.85B | $1.82B | $1.88B | $2.13B | $2.32B |
| Cost of revenue | $350.4M | $419.6M | $416.4M | $421.1M | $475.0M | $617.4M | $802.2M | $29.0M |
| Gross profit | $929.6M | $1.06B | $1.25B | $1.43B | $1.35B | $1.26B | $1.33B | $2.29B |
| Gross margin | 72.6% | 71.6% | 75.0% | 77.2% | 73.9% | 67.2% | 62.4% | 98.7% |
| R&D | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating income | $749.3M | $848.1M | $0 | $1.26B | $702.3M | $347.3M | $325.1M | $1.10B |
| EBITDA | $768.8M | $870.5M | $576.6M | $1.28B | $727.9M | $373.9M | $352.9M | $1.06B |
| Net income | $574.0M | $656.1M | $421.0M | $958.3M | $535.8M | $286.1M | $247.9M | $423.9M |
| Net margin | 44.8% | 44.3% | 25.3% | 51.8% | 29.4% | 15.2% | 11.6% | 18.3% |
| EPS (diluted) | 29.39 | 34.57 | 23.47 | 59.52 | 39.32 | 21.99 | 19.88 | 37.55 |
Annual figures · source: Financial Modeling Prep
Analyst estimates (consensus)
| Year | Est. revenue | Est. EPS | EPS range | # Analysts |
|---|---|---|---|---|
| 2026 | $2.4B | $48.15 | $38.80–$54.04 | 2 |
| 2027 | $2.5B | $56.56 | $45.57–$63.47 | 2 |
| 2028 | $2.8B | $74.24 | $59.82–$83.31 | 1 |
Forward consensus · source: Financial Modeling Prep
DCF fair valuemodel estimate
Intrinsic value
$567.84
Price
$638.23
Implied downside
-11%
Peer comparison
Credit Acceptance Corp
Credit Acceptance Corp is a consumer finance company that specializes in automobile loans. These loans are offered through a U.S. nationwide network of automobile dealers that benefit from sales of vehicles to consumers who could otherwise not obtain financing. The company also benefits from repeat and referral sales, and from sales to customers responding to advertisements for financing, but qualify for traditional financing. The company derives its revenue from finance charges, premiums earned on the reinsurance of vehicle service contracts, and other fees. Of these, financing charges, including servicing fees, are by far a source of revenue.
www.creditacceptance.com- Employees
- 2,314
- IPO / List date
- Jun 5, 1992
- HQ
- SOUTHFIELD, MI
Held by traders on TradeandTell
No one on the platform currently holds CACC.
Super investors & insiders
Institutions holding (13F)
| Institution | Shares | Reported |
|---|---|---|
| Renaissance Technologiesas of 2026-03-31 | 63,468 | $26.9M |
| Bridgewater Associatesas of 2026-03-31 | 10,776 | $4.6M |
Insider activity (SEC Form 4)
Recent trades on TradeandTell
No one on the platform has traded CACC yet.
