Held · Bookmarked
0 · 0
portfolios · users
Avg position size
—
of holders' portfolios
13F filers
1
institution
Market cap
$670.0M
32M shares
52-week range
$14.56 – $20.94
99% from low
Sector
NATIONAL COMMERCIAL BANKS
Exchange
NASDAQ
CS
Borrow rate
0.54%
Easy to borrow
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| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $31.3M | $39.7M | $54.2M | $71.6M | $98.0M | $126.9M | $184.6M | $237.1M |
| Cost of revenue | $0 | $7.8M | $10.4M | $4.6M | $11.7M | $30.3M | $78.5M | $48.1M |
| Gross profit | $31.3M | $31.8M | $43.8M | $67.0M | $86.3M | $96.6M | $106.1M | $189.0M |
| Gross margin | 100.0% | 80.2% | 80.8% | 93.6% | 88.0% | 76.1% | 57.5% | 79.7% |
| R&D | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating income | $632.3K | $9.7M | $6.8M | $14.2M | $22.0M | $36.9M | $8.3M | $88.0M |
| EBITDA | $8.3M | $11.0M | $8.2M | $15.9M | $24.0M | $38.8M | $11.9M | $93.6M |
| Net income | $5.3M | $6.8M | $4.7M | $10.7M | $16.1M | $25.9M | $5.4M | $63.1M |
| Net margin | 16.8% | 17.1% | 8.7% | 15.0% | 16.4% | 20.4% | 2.9% | 26.6% |
| EPS (diluted) | 0.71 | 0.78 | 0.49 | 0.72 | 0.88 | 1.39 | 0.22 | 1.93 |
Annual figures · source: Financial Modeling Prep
| Year | Est. revenue | Est. EPS | EPS range | # Analysts |
|---|---|---|---|---|
| 2026 | $183M | $1.68 | $1.66–$1.70 | 2 |
| 2027 | $196M | $1.86 | $1.84–$1.89 | 2 |
Forward consensus · source: Financial Modeling Prep
California BanCorp is a relationship-focused community bank offering commercial loan and deposit products, along with other services delivered directly or through strategic alliances, to business and individual customers in its target markets. The Company provides financial products and services to individuals, professionals, and small to medium-sized businesses through its branch and commercial banking offices serving California. Its lending products consist mainly of construction and land development loans, real estate loans, C&I loans, and consumer loans, and it is a Preferred SBA Lender, while its deposit products consist mainly of demand deposit, money market, and certificates of deposit. The Company operates in one reportable segment, commercial banking.
www.californiabankofcommerce.comNo one on the platform currently holds BCAL.
| Institution | Shares | Reported |
|---|---|---|
| Renaissance Technologiesas of 2024-09-30 | 49,743 | $735.7K |
| Ex-date | Per share | Pay date |
|---|---|---|
| 2026-06-23 | $0.1000 | 2026-07-15 |
| 2026-03-24 | $0.1000 | 2026-04-15 |
| 2025-12-24 | $0.1000 | 2026-01-15 |
No one on the platform has traded BCAL yet.
| $743M |
| — |
| MCBSMetroCity Bankshares, Inc. | $35.69 | -0.47% | $1.0B | — |
| ORRFOrrstown Financial Services, Inc. | $40.73 | -1.21% | $800M | — |
Source: Financial Modeling Prep · peers by sector/industry
Click to see transaction details on SEC.gov. Form 4s cover trades by officers, directors, and 10%+ owners, due within 2 business days of the trade.
Trading at 46.4× earnings vs its 17.6× historical median P/E.
Fair value ≈ $7.93 · price $20.87 today
Fair-value line = the stock's median historical P/E × earnings. Price below the orange line = cheap vs its own history; above = expensive. Not investment advice.
$BCAL approved a quarterly cash dividend of $0.10 per share payable July 15.
View on StockTwits ↗$BCAL – BUYING (1/3) @ $18.59 3:33 PM – Adding another bank name here as shares of BCAL are trading higher from the 50 DMA this afternoon with a strong +87% increase in volume. That type of move signals institutional demand. The stock is also beginning to break out of a downtrend, which adds to the bullish case. James’ Trader’s Tip: Volume + Trend Change = Opportunity • Moves off the 50 DMA often signal institutional support. • Heavy volume confirms the move is driven by real demand. • Early entries during a trend change can offer strong upside potential. https://buyingbreakouts.com/bcal-buying-1-3-18-59/
View on StockTwits ↗$BCAL is a biotech or pharmaceutical company; without specifics, it is a high-risk investment dependent on the success of its preclinical or clinical pipeline.
View on StockTwits ↗$BCAL Confidence will depend on whether guidance becomes dependable; cost controls have to translate into healthier margins — proving resilience would extend investor horizons. Until validation appears, volatility remains the default.
View on StockTwits ↗$BCAL Capital efficiency and sharper decision‑making are becoming essential drivers of sentiment. Cost discipline must coexist with targeted investment. Investors are likely to reward clarity more than ambition. Future re‑rating depends on turning narrative into measurable outcomes.
View on StockTwits ↗$BCAL Great piece that accurately captures BCAL's current position. So if you want to refresh your understanding of BCAL or learn about BCAL for the first time, this is essential reading. https://beyondspx.com/quote/BCAL/california-bancorp-merger-synergies-drive-profitability-amidst-shifting-economic-tides-bcal#analysis
View on StockTwits ↗Stephens & Co. has adjusted their stance on California BanCorp ( $BCAL ), setting the rating to Equal-Weight with a target price of 18 → 19.
View on StockTwits ↗$BCAL makes bold capital moves - tripling buyback authorization to 1.6M shares (4.9% of float) while redeeming 5.5% sub debt. Management's putting cash to work, but can they balance buyback enthusiasm with Q3's -79% YoY earnings drop? Board clearly sees value at 0.85x book. https://www.sec.gov/Archives/edgar/data/1795815/000164117225008130/form8-k.htm
View on StockTwits ↗$BCAL - California BanCorp Common Stock - 10K - Updated Risk Factors BCAL's 2025 risk factors highlight a shift from pandemic to severe weather, terrorism, and global conflicts, with expanded focus from Southern California to all of California. New risks include reliance on appraisals, reputation management, privacy laws, and AI use. Interest rate and real estate market downturns remain key concerns. #SevereWeather #RealEstateRisks #PrivacyLaws #ReputationManagement #GlobalConflicts 🟢 Added 🟠 Removed https://d-risk.ai/BCAL/10-K/2025-04-01
View on StockTwits ↗$BCAL Merger looks promising but Q3 hit hard. Digesting integration costs now. Northern Cali expansion could be game changer. Watching closely for next earnings to see how they manage post-merger challenges. Might nibble on dip if fundamentals stay strong. good article: https://beyondspx.com/article/california-bancorp-nasdaq-bcal-a-resilient-community-bank-navigating-challenges-with-precision
View on StockTwits ↗Recent $TICKER stream from stocktwits.com — refreshed every 5 minutes. Sentiment tags are self-reported by posters. Not investment advice.