US+0.5%

EU+0.2%

JP+1.2%

CN−1.0%

EM−0.1%

8 ETF's to Retire

Portfolio by @liam

Smart factor tilted fee and tax conscious assortment of ETF's for the US investor seeking moderate international exposure while maintaining a sensible home bias.

Verified since Jun 24, 2026

ConcentratedBuy & hold

Smart factor tilted fee and tax conscious assortment of ETF's for the US investor seeking moderate international exposure while maintaining a sensible home bias.

Jun 24Since Jun 24 · tracked?

+4.0%+4.01%

+0.2%+0.25%

+3.8%+3.75%

YTD

+4.0%+4.01%

P/E

—

P/E

···

Holdings

Top-3

76% · of portfolio

Beta?

0.98 · vs S&P

Avg cap

$89B · Large cap

Diversification

Concentrated

Avg hold?

Today's movers

AVES+0.3%VEA+0.2%AVUS+0.1%VTI+0.1%

FLCH-0.6%AVDV-0.2%

VTI+4.6%

AVUS+3.8%

AVUV+3.1%

VEA+3.8%

AVDV+5.3%

AVES+0.9%

FLCH+5.0%

VWO+1.5%

8 positions

Performance

The whole story, tracked — flags mark what actually happened

+4.0%since Jun 2026tracked

The run

Jun 2026 → now · +4.0% · 1 of 2 months up.

Standing

Top 25%

#2 of 8 tracked · trailing month

Edge vs VT

-1.1pp

since Jun 2026

CAGR+33.0%Sharpe2.46Beta · SPX—Max drawdown-2.7%

Net verdict · 2 months trackedLEADERBOARD →

+4.0% · Sharpe 2.46 · 1/2 up

Performance

Reconstructing the story…

Holdings (aggregated)

All8 Stocks8 Options0 Shorts0 Crypto0

Valuations

Multiples per holding · long equity


VTIMorningstar Total Stock Market ETFVTIMorningstar Total Stock Market ETF	33.2%	—	—	—	—	—	1.0%
AVUSU.S. Equity ETFAVUSU.S. Equity ETF	33.0%	—	—	—	—	—	0.9%
AVUVU.S. Small Cap Value ETFAVUVU.S. Small Cap Value ETF	9.8%	—	—	—	—	—	1.2%
VEAFTSE Developed Markets ETFVEAFTSE Developed Markets ETF	7.0%	—	—	—	—	—	2.5%
AVDVInternational Small Cap Value ETFAVDVInternational Small Cap Value ETF	6.0%	—	—	—	—	—	2.7%
AVESEmerging Markets Value ETFAVESEmerging Markets Value ETF	4.0%	—	—	—	—	—	2.5%
FLCHFranklin FTSE China ETFFLCHFranklin FTSE China ETF	3.5%	—	—	—	—	—	2.4%
VWOFTSE Emerging Markets ETFVWOFTSE Emerging Markets ETF	3.4%	—	—	—	—	—	2.3%

Trailing multiples from SEC-filed statements (TTM) at the latest market close; forward P/E uses analyst consensus for the next fiscal year. PEG = trailing P/E ÷ the EPS growth implied by trailing vs forward P/E — a dash means earnings are flat/shrinking or there's no forward estimate, where the ratio isn't meaningful. "n/m" = negative trailing earnings (P/E not meaningful). Yield is trailing-12-month dividends over the current price. DCF gap compares a standardized discounted-cash-flow fair value to the current price — a screen, not a price target. "—" means no coverage. Options, crypto and shorts are excluded. Benchmarks are cap-weighted baskets computed with the same math as this portfolio — S&P 500 = its 25 largest names; completion = a representative basket of large non-S&P US names (membership drifts); total market = both combined; index yields come from real SPY/VTI/VXF distributions. "People you follow" averages your followed public portfolios' top holdings, equal-weighted per portfolio, ratios only.

Valuations

Pulling fundamentals for each holding…

8 ETF's to Retire

Performance

Performance

Holdings (aggregated)

Upcoming events

Income & events

Valuations

Valuations

Discussion

Upcoming events

Valuations

Performance