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NBTB
$49.17-$0.42 (-0.85%)live
Held · Bookmarked
0 · 0
portfolios · users
Avg position size
—
of holders' portfolios
13F filers
1
institution
Market cap
$2.6B
52M shares
52-week range
$39.20 – $49.98
92% from low
Sector
NATIONAL COMMERCIAL BANKS
Exchange
NASDAQ
CS
Borrow rate
0.41%
Easy to borrow
Price (6 mo)
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Change+$13.20
Valuation
Financials
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Click rows below (any statement) to add/remove series. Selection stays as you switch tabs.
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $464.8M | $507.4M | $491.3M | $494.8M | $537.0M | $662.3M | $786.0M | $867.4M |
| Cost of revenue | $67.5M | $81.4M | $83.7M | $10.5M | $39.0M | $169.8M | $231.2M | $241.7M |
| Gross profit | $397.3M | $426.0M | $407.5M | $484.2M | $498.0M | $492.5M | $554.8M | $625.7M |
| Gross margin | 85.5% | 84.0% | 83.0% | 97.9% | 92.7% | 74.4% | 70.6% | 72.1% |
| R&D | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating income | $137.0M | $155.4M | $133.1M | $199.9M | $196.2M | $153.5M | $179.5M | $219.4M |
| EBITDA | $150.3M | $175.7M | $153.6M | $219.7M | $215.2M | $175.7M | $207.0M | $241.0M |
| Net income | $112.6M | $121.0M | $104.4M | $154.9M | $152.0M | $118.8M | $140.6M | $169.2M |
| Net margin | 24.2% | 23.9% | 21.2% | 31.3% | 28.3% | 17.9% | 17.9% | 19.5% |
| EPS (diluted) | 2.56 | 2.74 | 2.37 | 3.54 | 3.52 | 2.65 | 2.96 | 3.33 |
Annual figures · source: Financial Modeling Prep
Analyst estimates (consensus)
| Year | Est. revenue | Est. EPS | EPS range | # Analysts |
|---|---|---|---|---|
| 2026 | $761M | $4.17 | $4.13–$4.20 | 5 |
| 2027 | $801M | $4.54 | $4.32–$4.78 | 6 |
Forward consensus · source: Financial Modeling Prep
DCF fair valuemodel estimate
Intrinsic value
$74.59
Price
$49.17
Implied upside
+52%
Peer comparison
NBT Bancorp Inc
NBT Bancorp Inc is a financial holding company that operates through its subsidiaries. The company's principal sources of revenue include management fees and dividends it receives through its subsidiaries. Its business, predominantly conducted through NBT Bank, consists of providing commercial banking, retail banking, and wealth management services to customers in its market area, which includes upstate New York, northeastern Pennsylvania, southern New Hampshire, western Massachusetts, Vermont, southern Maine, and central and northwestern Connecticut. The company's reportable segments are Banking and Retirement Plan Administration. A majority of its revenue is generated from the Banking segment.
www.nbtbancorp.com- Employees
- 2,303
- IPO / List date
- Mar 17, 1992
- HQ
- NORWICH, NY
Held by traders on TradeandTell
No one on the platform currently holds NBTB.
Super investors & insiders
Institutions holding (13F)
| Institution | Shares | Reported |
|---|---|---|
| Renaissance Technologiesas of 2026-03-31 | 33,473 | $1.4M |
Insider activity (SEC Form 4)
Dividend history
TTM yield · 3.01% ($1.48/share)
| Ex-date | Per share | Pay date |
|---|---|---|
| 2026-06-01 | $0.3700 | 2026-06-15 |
| 2026-03-02 | $0.3700 | 2026-03-16 |
| 2025-12-01 | $0.3700 | 2025-12-15 |
| 2025-08-29 | $0.3700 | 2025-09-15 |
| 2025-06-02 | $0.3400 | 2025-06-16 |
| 2025-03-03 | $0.3400 | 2025-03-17 |
| 2024-12-02 | $0.3400 | 2024-12-16 |
| 2024-08-30 | $0.3400 | 2024-09-13 |
| 2024-06-03 | $0.3200 | 2024-06-17 |
| 2024-02-29 | $0.3200 | 2024-03-15 |
Recent trades on TradeandTell
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