Held · Bookmarked
0 · 0
portfolios · users
Avg position size
—
of holders' portfolios
13F filers
1
institution
Market cap
$217.0M
22M shares
52-week range
$6.67 – $10.49
75% from low
Sector
FINANCE SERVICES
Exchange
NASDAQ
CS
Borrow rate
0.94%
Easy to borrow
Click rows below (any statement) to add/remove series. Selection stays as you switch tabs.
| 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | |
|---|---|---|---|---|---|---|---|---|
| Revenue | $389.8M | $345.8M | $271.2M | $267.8M | $329.7M | $352.0M | $393.5M | $428.0M |
| Cost of revenue | $234.5M | $196.3M | $115.5M | $60.6M | $59.4M | $124.3M | $185.9M | $1.8M |
| Gross profit | $155.2M | $149.5M | $155.7M | $207.2M | $270.3M | $227.7M | $207.6M | $426.2M |
| Gross margin | 39.8% | 43.2% | 57.4% | 77.4% | 82.0% | 64.7% | 52.7% | 99.6% |
| R&D | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Operating income | $18.7M | $9.2M | $20.1M | $65.7M | $116.2M | $61.1M | $27.4M | $260.0M |
| EBITDA | $19.7M | $10.2M | $21.9M | $67.4M | $117.8M | $61.9M | $28.3M | $260.0M |
| Net income | $14.9M | $5.4M | $21.7M | $47.5M | $86.0M | $45.3M | $19.2M | $19.3M |
| Net margin | 3.8% | 1.6% | 8.0% | 17.7% | 26.1% | 12.9% | 4.9% | 4.5% |
| EPS (diluted) | 0.59 | 0.22 | 0.90 | 1.84 | 3.23 | 1.80 | 0.79 | 0.80 |
Annual figures · source: Financial Modeling Prep
| Year | Est. revenue | Est. EPS | EPS range | # Analysts |
|---|---|---|---|---|
| 2026 | $531M | $2.45 | $2.45–$2.45 | 1 |
Forward consensus · source: Financial Modeling Prep
Consumer Portfolio Services Inc is a U.S based company operating in the specialty finance sector. Its business is to purchase and service retail automobile contracts originated by franchised automobile dealers and, to a lesser extent by select independent dealers in the United States in the sale of new and used automobiles, light trucks, and passenger vans. Through its automobile contract purchases, the company provides indirect financing to the customers of dealers having limited credit histories, low incomes, or past credit problems, who it refers to as sub-prime customers. It serves as an alternative source of financing for dealers, facilitating sales to customers.
www.consumerportfolio.comNo one on the platform currently holds CPSS.
| Institution | Shares | Reported |
|---|---|---|
| Renaissance Technologiesas of 2026-03-31 | 356,158 | $2.8M |
No one on the platform has traded CPSS yet.
| $369M |
| — |
| MFINMedallion Financial Corp. | $10.30 | +0.00% | $238M | — |
| MNSBMainStreet Bancshares, Inc. | $24.65 | -1.79% | $175M | — |
Source: Financial Modeling Prep · peers by sector/industry
Trading at 12.1× earnings vs its 5.7× historical median P/E.
Fair value ≈ $4.47 · price $9.53 today
Fair-value line = the stock's median historical P/E × earnings. Price below the orange line = cheap vs its own history; above = expensive. Not investment advice.
Click to see transaction details on SEC.gov. Form 4s cover trades by officers, directors, and 10%+ owners, due within 2 business days of the trade.
$CPSS Current Stock Price: $9.89 Contracts to trade: $10.0 CPSS May 15 2026 Call Entry: $0.18 Exit: $0.28 ROI: 53% Hold ~22 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
View on StockTwits ↗$CPSS Q1 '26 Earnings Results & Recap • Reported GAAP EPS of $0.25 up 13.64% YoY • Reported revenue of $52.27M up 0.61% YoY
View on StockTwits ↗$CPSS announced a $514.07 million senior subordinate asset-backed securitization.
View on StockTwits ↗$CPSS amended its warehouse credit facility and increased total capacity to $390 million, backed by auto receivables.
View on StockTwits ↗$CPSS filled in executive bonus payouts for FY2025 and updated the compensation table accordingly.
View on StockTwits ↗$CPSS Q4 '25 Earnings Results & Recap Consumer Portfolio Services, Inc. reported full year 2025 total revenues of $434.5M, an increase of 10.4% compared to 2024, and net income of $19.3M, or $0.80 per diluted share.
View on StockTwits ↗$CPSS Q4 '25 Earnings Results & Recap Consumer Portfolio Services reported Q4 2025 total revenues of $109.4M, up 3.9%, and full year 2025 net income of $19.3M. New contract purchases for 2025 totaled $1.64B.
View on StockTwits ↗$CPSS Consumer Portfolio Services provides subprime auto lending. Earnings depend on credit performance and funding costs. Risk rises during economic slowdowns.
View on StockTwits ↗$CPSS 08:07 on Jan. 13 2026 Consumer Portfolio Services Began New Forward Flow Program With Valley Strong Credit Union On Dec. 12 #tradeideas
View on StockTwits ↗$CPSS CPS Announces New $900 Million Forward Flow Agreement
View on StockTwits ↗$CPSS Current Stock Price: $8.89 Contracts to trade: $12.5 CPSS Jan 16 2026 Call Entry: $0.22 Exit: $0.43 ROI: 98% Hold ~26 days Shared as daily free alerts and for educational purposes only. https://dailypickai.com/freealerts
View on StockTwits ↗Recent $TICKER stream from stocktwits.com — refreshed every 5 minutes. Sentiment tags are self-reported by posters. Not investment advice.